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A tall, light farewell hall with a timber ceiling and rows of chairs set out in front of a low dais.

Practical guidance, at your pace

Private funeral cost calculator

Use your own figures to estimate the amount still to fund.

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The farewell hall

A private planning tool

Add up the costs you have been quoted.

Use the amounts in your written quotation. This is a calculation aid, not a price offer from Złoty Liść.

Your total updates as you enter amounts. An empty field adds nothing; it does not confirm that a cost will not arise.

Include all services already listed in your quotation.
Only add costs not included above, such as a separate cemetery fee.
Leave blank unless the amount and your eligibility have been confirmed.

Enter the known charges above to see the total and the amount still to fund.

Amounts stay in this browser and are not sent or saved. A benefit may be paid later; this calculation does not confirm what is due today or establish entitlement.

Use the written estimate for your arrangements. Keep any charges that are still unknown on a separate list; a blank input does not mean the service is free.

Enter the costs you know

  • Enter the funeral director’s quoted charges once, including the services already covered.
  • Add only other charges excluded from that quote, such as separate cemetery or parish fees.
  • In the third field, enter the combined amount of confirmed benefits and other contributions you intend to use.

The total updates as you type. A blank contribution field deducts nothing. Leave an expected benefit out until its amount and your eligibility are confirmed.

Read the result

The calculator adds the first two fields and subtracts the confirmed contribution. It shows the remaining amount to fund, with a minimum of zero. If your contributions exceed the entered costs, zero does not establish a refund or an extra payment.

It does not separately track deposits or payments already made. For this calculation, enter the full quoted charges and include any confirmed funding in the contribution field once. Keep payment dates and the amount still payable to each provider on your written estimate.

Confirm the outstanding details

Ask about charges missing from the quote, possible changes and the payment schedule. This private calculation is not a quotation, a benefit decision or confirmation of what must be paid today.

ZUS settlement may be available in eligible cases. Read the funeral benefit guide and discuss the agreed amount and payment terms with our team. Our cost checklist helps you prepare for that conversation.

Let’s talk about how we can help.

You do not need to have everything decided. We can work through the next step together.

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